GoHenry: Kids & Teens Banking

Kids and teens banking made simple—GoHenry: Kids & Teens Banking teaches children aged 6–18 how to earn, save, spend, and invest responsibly while building lifelong financial habits. With a dedicated money app and personalised Visa debit card, young learners gain hands-on experience managing real money, supported by tools that help parents guide their journey every step of the way.

Earn money through multiple channels that connect effort to reward. Set up automated pocket money to simplify weekly payments, or create task lists linking chores to earnings so your child understands the value of work. Family and friends can contribute via Giftlinks, while teens aged 13+ can receive wages directly through BACS transfers. Plus and Max members enjoy unlimited free top-ups; Everyday members get one free transfer per month.

Save and invest with purpose using age-appropriate tools. Kids can set savings goals that parents can lock to prevent impulse spending, while Plus and Max members earn interest on their balance—a real-world lesson in compound growth. For longer-term wealth building, the Junior Stocks & Shares ISA lets you invest in a Vanguard fund that grows until your child turns 18. Parents can also reward progress by paying custom interest rates on savings.

Spend with confidence using the personalised card and digital wallets. Adjustable spending limits keep purchases within healthy boundaries, while real-time notifications give parents visibility into spending patterns. Teens aged 13+ unlock Apple Pay integration and peer-to-peer money transfers using QR codes, introducing them to modern payment methods safely.

Grow financial knowledge through Money Missions—interactive videos and quizzes that teach practical money skills in an engaging format. The Parent Space offers insights and expert tips to reinforce learning, while in-app giving opportunities let kids experience the joy of supporting causes like the NSPCC.

Security is built in at every level. Bank-grade encryption, biometric access, Chip & PIN protection, and Visa's Zero Liability Policy ensure your child's money stays safe. In-app card management and secure PIN recovery put control in your hands, backed by 24/7 customer support.

Getting started takes minutes: download the app, create accounts for parent and child, set up pocket money and chores, then activate the card when it arrives in 5–7 days. Your child begins learning instantly with Money Missions while you maintain oversight through your parent dashboard. Give your child a genuine financial head start with GoHenry: Kids & Teens Banking.